Gain insight into how aged care actually works with David Coluccio, Principle of Senexus.
What are the benefits of moving into residential aged care?
Many families find that their loved ones actually experience significant improvements in their quality of life. From better nutrition and personal care to increased social interactions and activities, aged care done well can enhance well-being and happiness for individuals and in turn, their families.
When is the right time to apply for residential aged care?
Deciding when a parent needs residential aged care is challenging. Families often underestimate the time and effort involved in caregiving, especially for those with challenging behaviours. Senexus helps families assess when it’s time for professional care, ensuring the wellbeing of all involved.
How do aged care waitlists work?
Many people believe that being on an aged care waitlist guarantees an offer, but this is not always the case. Factors such as demand, care needs, funding, and compatibility with other residents influence decisions. Senexus works to match clients with suitable aged care homes and secure offers of residence.
What is the difference between respite and permanent residential aged care?
There are two types of residential aged care: respite and permanent. Respite offers no security of tenure, meaning the home can discharge you at any time. Permanent care, however, provides security for life, ensuring accommodation even during hospital stays. Senexus can help you navigate the transition and understand your rights in aged care.
Why use Senexus rather than hospital placement services?
When transitioning from hospital to aged care, public hospital placement teams can assist in finding a place, but their primary goal is to free up hospital beds, not address your financial or personal needs. At Senexus, we focus solely on our clients’ best interests.
How does Senexus choose the right home for each client?
Choosing the right aged care home can be overwhelming. At Senexus, we focus on client experiences: for over 10 years, we’ve surveyed clients to create a list of 90 trusted aged care homes in Adelaide, ensuring high-quality care and a supportive environment. We do not accept commissions or payments for referrals, so you can trust our recommendations are unbiased.
Can I afford residential aged care?
The most common concern our clients have is cost. Whilst the expenses can seem high, access to quality aged care is available to everyone, regardless of wealth. We help you navigate these costs and understand the financial support available.
What are the costs and fees of residential aged care?
Calculating aged care costs can be complex, with up to four charges that may apply. These include the Basic Daily Fee, Means Tested Care Fee, the Daily Accommodation Charge (DAC) or Refundable Accommodation Deposit (RAD) and an Additional Services Fee. We help you navigate these charges and understand your financial responsibilities.
What is the Refundable Accommodation Deposit (RAD)?
The Refundable Accommodation Deposit (RAD) is the most common way to pay for aged care accommodation. While the amount may seem daunting, it’s important to know that the RAD is fully refunded to the resident’s estate, and residents have the flexibility to pay part, or all, of the amount. Any lump sum paid is also exempt from the age pension assets test, offering significant financial advantages.
Do I need to sell my home when I move into residential aged care?
Many clients ask if selling the family home will be necessary. The short answer is no—selling is not required. However, assets and wealth can impact the amount you need to pay, and fees can accumulate. The team at Senexus understand the systems involved in calculating the costs, and take the time to offer a personalised approach that is best for you and your family.
Contact us today to discover how out how Senexus can assist you and your loved one.
